PT Bank HSBC Indonesia, winner at The Digital Banker’s Global SME Banking Innovation Awards 2024 for Best Credit Assessment Initiative
PT Bank HSBC Indonesia partners with 6Estates to pioneer HSBC Fusion – AI-powered credit assessment that automates credit assessment, from financial spreading to generating in-depth credit analysis.
Embedded AI in collaboration with 6Estates in our loan processes helps us inimproving our loan turnaround time by half, digitizing paper documents by 90%, and reducing human error by 80%.This is also part of HSBC’s transition to net zero.”
FAAS is designed to tackle key lender pain points:
Need to process high volumes of documents in-depth
High processing and servicing costs, due to manual workflows
Perceived higher risk of specific borrower groups (e.g. SMEs)
Prolonged loan processing times
How FAAS delivers fast and accurate lending insights
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User Uploads
Upload all customer documents at once, in any format and type
AI Reads
AI extracts data and executes checks for rules, fraud and risk markers
Humans Validate
AI-assisted human team verifies edge cases to ensure 99%+ accuracy
Insights Ready
Output verified data and credit insights and reports in your preferred method
FAST
70x
Faster Than Human
Processing
ACCURATE
80%
Less Human Error
AFFORDABLE
76%
Reduction In Costs
SECURE
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Layers Of Security And
Privacy Protection
FAAS delivers robust analysis to support strong loan book growth...
Fraud Checks
Entity Relations
Transaction
Categorization
Credit and
Fraud Scoring
Multi-Account
Consolidation
Financial Statement
Recasting
Repayment Ability
Analysis
Cross-Document
Consistency Check
...and transform processing for a range of financial products
Business Loans
Home Loans
Motor Finance
Consumer Credit
FAAS can support all financial services documents and needs
User Inputs
Onboarding Documents
Bank Statements
Financial Reports
Credit Bureau Reports
Collateral Documents
Trade Finance Documents
Payslips
Invoices
...etc
FAAS Outputs
Structured Database Of Verified Data
Standardized, Consolidated Metrics
Credit Metrics
Credit Scores
Fraud And Risk Scores
Configurable Reports
Our purpose-built platform enables Relationship Managers, Credit Teams, and Loan Operations Teams to scale exponentially...
Scale Loan
Book
Efficiently
Control
Credit
Quality
Mitigate
Fraud Risk
Accelerate
Processing
Times
Drive scalable lending growth through end-to-end workflow automation